It’s your first cruise and you’re dutifully reading the cruise line’s pamphlet. Your heart skips a beat when you reach the section on clothing: Two formal nights! You haven’t gotten that dressed up since the prom (more years ago than you’ll even admit).While your husband, always the bargain hunter, spent $1,200 on the one-week cruise you have visions of running up much more than that in clothing and accessories.If you’re taking a Norwegian Cruise Line ship, there’s no need to concern yourself with formal clothes since the cruise line has a casual dress policy. But most people do get a big dressed up at night and I recommend that men take a sports jacket.Personally, I think it’s foolish to spend much money on items you’ll only use on a cruise ship. At the same time, I have so many cruise clothes I could open a boutique. But hey, I’m a New Yorker. I swear bargain hunting is practically a full-time obsession with fellow Gotham-ites and I can’t remember the last time I spent retail on anything. But even though I live in a city full of discount shopping, I know I’ll score […]

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